This is what many people will call “An A-Ha! Moment” 
… I love doing this on #moneytipmonday

Consider the following…

 If you get two speeding tickets this year, it is very likely that your Auro Insurance premium will go up for next year.

 Keep filing claims on your homeowners insurance for storm damage and see how the premium increases.

Buuuut did you know…?
 Individual Life Insurance (this protects your future income in event of death)
 Individual Disability Insurance (this protects your future income in event of sickness/injury causing inability to work)

These are a few types of insurance coverages that you can qualify for NOW  (while you’re young and healthy)  and the premiums NEVER go up…

Even if your health changes..
Even as you get older..
Even if your job changes..

You can be paying the same LOW fixed premium for coverage when you’re age 50 as when you’re age 25- even as everything else becomes more expensive.

The key is to have a fiduciary advisor help guide you through this process to ensure you’re best interests are being put first.